6 Reliable Ways to Choose the Right Auto Protection Plan

Auto protection plans are the best way to protect yourself from unexpected car repairs, but not every plan is created equal. Some have hidden fees. Others lock you into plans that you don’t want or need. Some are just simply not worth the money you pay for them.  

Having an auto protection plan is a good thing, but you need to choose the right plan from a reliable company, one that fits your needs and gives you the best value for your money. 

Understanding Different Types of Car Warranties and Protection Plans 

There are several types of warranties available for your car. A manufacturer’s warranty covers the car itself, but it always expires after a set period of time (generally 3-5 years or a specific mileage, whichever comes first). A service contract covers labor to fix certain issues with your vehicle, while a powertrain warranty protects the engine and transmission. An extended protection plan covers your vehicle after the manufacturer’s warranty expires. 

Here’s what to look for in a good auto protection plan. 

1. No Long-Term Contracts and the Ability to Cancel Anytime 

If you’re not comfortable with a long-term commitment, a company that offers no long-term contracts is one worth considering. Some car warranty companies offer the option of canceling your coverage at any time, while others will charge you cancellation fees if you try to cancel before your contract expires. 

Choose an auto warranty company that doesn’t have any hidden fees or terms that are not clearly stated in their contract. You should also read through the entire contract carefully, so there are no surprises when it comes time for renewal. 

2. 24/7 Roadside Assistance and Towing 

Consider 24/7 roadside assistance and towing. This coverage will get you back on the road quickly and safely. It can include tow service, jump starting, flat tire changes, fuel delivery, and even continuation of journey. 

3. A Fast and Easy Claims Process 

You shouldn’t have to struggle to file a claim. Clients need extended coverage designed to give them peace of mind, without the hassle of filing a claim. 

A good protection plan should provide the best service quickly and easily. You should be able to get the help you need from any location, including your home. Claims should be processed quickly and repairs scheduled via a secure website, mobile app, or over the phone. Be sure to go for programs that allow fast and easy claims process. 

4. Coverage for Every Brand and Model of Car 

You should have coverage for any car you own. Car protection plans can be tricky, and some have wording that only covers certain vehicles. It’s important to understand what you’re getting for the money and how much coverage you need. Find a protection plan that covers all major car manufacturers and models. 

5. The Ability to Choose Your Repair Center Anywhere in the Country 

You should be able to choose a repair center anywhere in the country. This gives you flexibility and control over where you take your car for maintenance or repairs. A good warranty will allow you to choose from a network of certified service providers close to your home. 

6. Beware of the Middleman 

Most companies offering protection are rarely the claims administrator. That means you are already dealing with two companies before anything goes wrong. The middleman will not only markup products so they can make money (at your expense), it will also slow down the claims process because you are dealing with multiple companies. When selecting a protection plan for your car, make sure you are dealing with just one company to avoid the headache of being transferred around. 

You deserve reliable protection, so find a plan that’s perfect for you. For more information on auto protection plans from Everything Breaks, get in touch with us today.