When it comes to vehicle warranties, one of the most frequently asked questions by car owners is whether their steering components are covered. Given the critical role that the steering system plays in ensuring safe vehicle operation, it’s important to understand what can break on a steering system and what’s covered under an extended auto warranty, which can save you a lot of money.
The Major Components of Vehicle Steering Systems
Modern vehicles generally use either a rack and pinion system or a recirculating ball system. Here are the major components involved:
- Steering Column: Connects the steering wheel to the steering mechanism.
- Rack and Pinion/Steering Gearbox: Converts the rotational motion of the steering wheel into linear motion to turn the wheels.
- Power Steering Pump: Provides hydraulic pressure to assist with steering, making it easier to turn the wheel.
- Tie Rods: Connect the steering rack to the wheels, allowing them to pivot.
- Steering Knuckles and Ball Joints: Enable the wheels to turn smoothly.
- Power Steering Fluid and Hoses: Maintain the flow of hydraulic fluid to the power steering pump and steering rack.
Failure of any of these components could lead to dangerous driving conditions.
What Are the Most Common Steering Issues and How Much Do They Cost?
Steering components, like any other part of your vehicle, are prone to wear and tear. These are some of the most common steering issues and their estimated repair costs:
- Power Steering Pump Failure:
- Symptoms: Stiff steering wheel, whining noises.
- Repair Cost: $300-$800.
- Rack and Pinion Issues:
- Symptoms: Difficulty steering, fluid leaks.
- Repair Cost: $1,000-$2,500.
- Tie Rod End Wear:
- Symptoms: Loose steering, uneven tire wear.
- Repair Cost: $150-$300 per tie rod.
- Ball Joint Wear:
- Symptoms: Clunking noises, poor steering response.
- Repair Cost: $200-$400 per joint.
- Steering Column Problems:
- Symptoms: Loose or unresponsive steering wheel.
- Repair Cost: $500-$1,200.
These repair costs can add up quickly, especially if multiple components need replacement. Unfortunately, many factory warranties don’t cover steering system parts once the standard warranty period has expired.
What’s Covered in an Extended Auto Warranty or Protection Plan?
Our Topline Auto Protection Plan covers these steering system components:
- Steering Column Shaft and Column Couplings
- Drag Link
- Tie Rod Ends
- Idler Arm
- Pitman Arm
- Power Steering Pump
- Steering Angle Sensor
- Yaw Rate Sensor
- Steering Control Module
- Steering Gear Box/Rack and all internal Lubricated Parts of the Steering Gear Box/Rack
The Dangers of Not Repairing a Vehicle Steering System
Delaying repairs on your steering system is not just a matter of inconvenience—it’s a serious safety issue. Failing to take care of repairs quickly can lead to:
- Reduced Control: a malfunctioning steering system can make it difficult to control your vehicle, especially during sudden maneuvers or emergency situations.
- Increased Accident Risk: faulty steering components, such as worn-out tie rods or ball joints, can lead to sudden loss of steering control, increasing the risk of accidents.
- Damage to Other Parts: ignoring a leaking power steering pump or worn rack and pinion can lead to fluid contamination and damage other connected components, compounding repair costs.
- Higher Repair Costs: postponing minor steering repairs can eventually lead to more significant damage, resulting in much higher repair bills.
How an Extended Service Contract Can Save Money on Steering System Repairs
Given the potential dangers and high costs associated with steering repairs, investing in an extended service contract (commonly known as an extended warranty) can be a wise decision. Here’s how it can benefit you:
- Comprehensive Coverage: unlike a standard factory warranty that only lasts for a limited time, an extended service contract can cover steering components well beyond the initial coverage period. This includes the steering rack, power steering pump, and even electronic steering modules in newer vehicles.
- Peace of Mind: knowing that your steering system is covered can provide peace of mind, especially if your car is getting older or has higher mileage. You can drive confidently, knowing that any unexpected issues will be taken care of without draining your bank account.
- Lower Out-of-Pocket Costs: steering system repairs are among the most expensive fixes on a vehicle. With an extended service contract, you only pay a deductible, saving you from paying thousands of dollars out of pocket.
- Nationwide Coverage: many extended warranties allow you to take your vehicle to any certified repair shop, giving you flexibility, especially if something goes wrong while you’re traveling.
- Additional Perks: Everything Breaks Auto Protection Plans come with extra benefits such as 24/7 roadside assistance, rental car reimbursement, and towing services, which can be lifesavers if your steering system fails unexpectedly.
Protect Your Steering System Today
Steering system repairs can be both costly and dangerous if left unaddressed. The best way to protect yourself from these unexpected expenses is to invest in an extended auto warranty that covers your steering components. This coverage can give you the peace of mind you need to navigate the roads safely, knowing that your car is protected from potentially catastrophic failures.
Let us help you find a plan that fits your vehicle and budget! Get in touch with our team at Everything Breaks today!
